About Us
    Contact Us
    Apply Online
    Loan Forms
    Loan Process
   - Application Process
   - Appraisal Process
   - UnderWriting Process
    Loan Programs
   - Full Documentation
   - Stated Income / Assets
    Get Pre-approved
   - Loan Sizer
   - Payment Calculators
  Contact Us
  Phone : 888.520.8988
Loan Process
Simple 3 step application process
Follow these 3 steps
  STEP ONE ::    Complete Online Mortgage Application
  STEP TWO ::    Credit Information Acknowledgement
  STEP THREE :: Fill out a loan supplement form.                        
* Requires Adobe Acrobat 6.1 click here do download

Approval process
  Underwriting Process
  Appraisal Process

The initial submission for pre-approval requires only a completed Mortgage Application, tri-merged credit report with credit scores, and the Commercial Funding loan request form.

If the Borrower is being assisted by a Broker, then the Broker must approved by Commercial Funding prior to the loan closing. Our Broker Application Package should be completed and submitted to Commercial Funding at the time the appraisal is ordered.

Pre-approvals are generally issued within 48 hours of receipt. The pre-approval is a conditional commitment to fund a loan based solely on the information supplied by the Borrower and/or Broker and the requirements stipulated in the pre-approval.

Commercial Funding utilizes the credit report submitted by the applicant and/or broker to evaluate the applicant's credit and grade the loan as to price & permitted LTV ratio. For Broker submitted applications Commercial Funding does not run its credit report until the property appraisal has been reviewed and accepted by Commercial Funding. Therefore, any changes in the borrower's credit standing as reflected by the credit score may result in a change in price and LTV, as well as, denial of the loan.

Additional supporting documentation or stipulations contained in the pre-approval must be submitted for underwriting review and acceptance prior to closing. Requests to waive pre-approval stipulations can only be authorized by an underwriter issuing a revised pre-approval form. No oral waiver of stipulations is allowed by any Commercial Funding employee and will not be honored by Commercial Funding under any circumstances.

Borrowers and/or Applicants need to be aware that Commercial Funding staff appraisers review all appraisals. We recommend that you reference the section on our Appraisal Process for more information.

Mortgagor title commitments should be ordered once the appraisal has been approved. Commercial Funding requires that all exceptions contained in Schedule BII of the title report be removed as of the time of closing. No loan can close with exceptions on section BII of the title report without the approval of Commercial Funding's legal department.

  Recent Deals
Notice, nothing on this webpage should be construed as an offer by Commercial Funding to make a loan or to make a loan on any particular terms. Commercial Funding will only consider business and commercial loan applicants and all applicants must submit a written application and qualify under all applicable underwriting guidelines and requirements. * Rates will vary based on actual loan size, credit characteristics, property type and location and other factors. Commercial Funding does not operate in all states and will not make a loan or assist you with a loan unless it is appropriately licensed in the applicable jurisdiction. Copyright Notice: Copyright © 2005 Commercial Funding, LLC, San Francisco , California 94123 U.S.A. All Rights Reserved. Commercialfunding.com and the Commercial Funding logo are service marks of Commercial Funding, LLC. Logos, Images and all other content on this website may not be used without the prior express written consent of Commercial Funding, LLC.