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c-loans
C-Loans

C-Loans acts much like a web list of commercial lenders. Commercial Funding is a direct lender and a broker ready to help you with all of your commercial borrowing needs.

C-Loans lending service provides you with the access to a database with loan details of about 700 lending companies. C-Loans provides you the information and refers you to the respective commercial lenders to discuss lending options in more detail. C-Loans do not take active part in the loan decision making process or the loan approval or the closing process.

During the loan approval process the lending sources, those to which you are referred by C-Loans focus on the following points:

  • Profit Test: A check, to determine the prospective profit of the developer.
  • Loan-to-Value ratio: A check to determine that the construction project can support the loan amount.
  • Loan-to-Cost Ratio: The Loan-to Cost ratio calculates the actual cost of the commercial property construction.
  • Debt Service Coverage Ratio: This ratio determines if the income of the property, after excluding the expenses, is capable of supporting the debt payments.
  • Net-Worth-to-Loan-Size Ratio: Through this ratio the net worth of the borrower and the loan size are compared.

We, Commercial Funding, are a California based commercial property lender. We offer lending services that are prompt, professional and effective. Some of the features of our lending services are as follows:

  • We offer competitive rates and pricing.
  • We have an extensive network of lending sources.
  • We offer loans of every size, from very small to as large as they come.
  • We have products for all credit profiles.
  • We consider all kinds of properties.
  • We offer prompt and professional service
  • Online application facility.
  • Our online Loan Sizer tool allows you to estimate the loan your property will support.
  • We strive to make closings as pain free as possible.
  • We have the product options to meet your needs from traditional Full Documentation to Stated Income programs.
  • Highest quality customer support.

We encourage you to contact us to discuss your commercial property lending needs. You will find that we provide many ways of doing so. You can request a quote by using our Request Quote submission form. You can click on one of the "Push to Talk" buttons on this page and we will call you at your convenience or you can call our toll free number 888.520.8988 now!

For more information on Commercial Funding give us a call and we will be happy to show you what we can do.

Commercial Lending Rates California, Commercial Loan Wholesale, Commercial Loan Underwriting
Commercial Real Estate Lending, Commercial Loan Broker

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Notice, nothing on this webpage should be construed as an offer by Commercial Funding to make a loan or to make a loan on any particular terms. Commercial Funding will only consider business and commercial loan applicants and all applicants must submit a written application and qualify under all applicable underwriting guidelines and requirements. * Rates will vary based on actual loan size, credit characteristics, property type and location and other factors. Commercial Funding does not operate in all states and will not make a loan or assist you with a loan unless it is appropriately licensed in the applicable jurisdiction. Copyright Notice: Copyright © 2005 Commercial Funding, LLC, San Francisco , California 94123 U.S.A. All Rights Reserved. Commercialfunding.com and the Commercial Funding logo are service marks of Commercial Funding, LLC. Logos, Images and all other content on this website may not be used without the prior express written consent of Commercial Funding, LLC.