C-Loans
acts much like a web list of commercial lenders. Commercial
Funding is a direct lender and a broker ready to help
you with all of your commercial borrowing needs.
C-Loans lending service provides you
with the access to a database with loan details of about
700 lending companies. C-Loans provides you the information
and refers you to the respective commercial lenders
to discuss lending options in more detail. C-Loans do
not take active part in the loan decision making process
or the loan approval or the closing process.
During the loan approval process the
lending sources, those to which you are referred by
C-Loans focus on the following points:
- Profit Test: A check, to determine the prospective
profit of the developer.
- Loan-to-Value ratio: A check to determine
that the construction project can support the loan
amount.
- Loan-to-Cost Ratio: The Loan-to Cost ratio
calculates the actual cost of the commercial property
construction.
- Debt Service Coverage Ratio: This ratio determines
if the income of the property, after excluding the
expenses, is capable of supporting the debt payments.
- Net-Worth-to-Loan-Size Ratio: Through this
ratio the net worth of the borrower and the loan size
are compared.
We, Commercial
Funding, are a California based commercial property
lender. We offer lending services that are prompt, professional
and effective. Some of the features of our lending services
are as follows:
- We offer competitive rates and pricing.
- We have an extensive network of lending sources.
- We offer loans of every size, from very small to
as large as they come.
- We have products for all credit profiles.
- We consider all kinds of properties.
- We offer prompt and professional service
- Online application facility.
- Our online Loan Sizer tool allows you to estimate
the loan your property will support.
- We strive to make closings as pain free as possible.
- We have the product options to meet your needs from
traditional Full Documentation to Stated Income programs.
- Highest quality customer support.
We encourage you to contact us to discuss
your commercial property lending needs. You will find
that we provide many ways of doing so. You can request
a quote by using our Request
Quote submission form. You can click on one
of the "Push to Talk"
buttons on this page and we will call you at your convenience
or you can call our toll free number 888.520.8988
now!
For
more information on Commercial Funding give us a call
and we will be happy to show you what we can do.
Commercial
Lending Rates California, Commercial Loan Wholesale,
Commercial Loan Underwriting
Commercial Real Estate Lending, Commercial Loan Broker
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